:root{--navy: #16283f;--navy-deep: #0e1b2c;--ink: #24303e;--muted: #55606d;--gold: #9a7b3f;--gold-dark: #7d6331;--paper: #f7f5f1;--line: #dfd9cf;--serif: Georgia, "Times New Roman", serif;--sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--sans);color:var(--ink);background:#fff;line-height:1.65;font-size:1.0625rem}.wrap{max-width:68rem;margin:0 auto;padding:0 1.25rem}h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.25}h1{font-size:clamp(1.9rem,4vw,2.6rem);margin:0 0 .5rem}h2{font-size:1.5rem;margin:0 0 .75rem}h3{font-size:1.15rem;margin:0 0 .4rem}p{margin:0 0 1rem}a{color:var(--navy)}a:focus-visible{outline:3px solid var(--gold);outline-offset:2px}.skip-link{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:.5rem 1rem;z-index:10}.skip-link:focus{left:0}.site-header{background:var(--navy);border-bottom:4px solid var(--gold)}.header-inner{padding-top:1.1rem;padding-bottom:1.1rem}.brand{font-family:var(--serif);font-size:1.4rem;color:#fff;text-decoration:none;display:inline-block;margin-bottom:.6rem}.brand-sub{display:block;font-family:var(--sans);font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;color:#c9b88a}.nav-list{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:.25rem 1.25rem}.nav-list a{color:#e8ecf2;text-decoration:none;font-size:.92rem;padding:.3rem 0;border-bottom:2px solid transparent}.nav-list a:hover{color:#fff;border-bottom-color:#c9b88a}.nav-list a[aria-current=page]{color:#fff;border-bottom-color:var(--gold);font-weight:600}.page-hero{background:var(--paper);border-bottom:1px solid var(--line);padding:3rem 0 2.5rem}.page-hero .kicker{font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-dark);font-weight:700;margin-bottom:.6rem}.page-hero .lede{font-size:1.15rem;color:var(--muted);max-width:46rem;margin-bottom:0}.section{padding:2.75rem 0;border-bottom:1px solid var(--line)}.section:last-of-type{border-bottom:0}.section h2{padding-bottom:.5rem;border-bottom:2px solid var(--gold);display:inline-block;margin-bottom:1.1rem}.section ul{padding-left:1.25rem;margin:0 0 1rem}.section li{margin-bottom:.5rem}.steps{list-style:none;counter-reset:step;padding:0;margin:0}.steps>li{counter-increment:step;position:relative;padding:0 0 1.4rem 3.25rem}.steps>li:before{content:counter(step);position:absolute;left:0;top:0;width:2.25rem;height:2.25rem;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center;font-family:var(--serif)}.steps>li:not(:last-child):after{content:"";position:absolute;left:1.08rem;top:2.4rem;bottom:.2rem;width:2px;background:var(--line)}.timeline-table{width:100%;border-collapse:collapse;margin-bottom:1rem}.timeline-table th,.timeline-table td{text-align:left;padding:.7rem .9rem;border:1px solid var(--line);vertical-align:top}.timeline-table th{background:var(--paper);font-family:var(--serif);color:var(--navy)}.note{font-size:.9rem;color:var(--muted)}.card-grid{display:grid;gap:1.25rem;grid-template-columns:repeat(auto-fit,minmax(17rem,1fr));padding:0;margin:0;list-style:none}.card{border:1px solid var(--line);border-top:3px solid var(--gold);background:#fff;padding:1.4rem 1.5rem}.card p{color:var(--muted);font-size:.97rem;margin-bottom:1rem}.card a{font-weight:600}.cta-band{background:var(--navy-deep);color:#dbe2ea;padding:2.5rem 0}.cta-band h2{color:#fff;margin-bottom:.5rem}.cta-band p{max-width:44rem}.cta-band a.button{display:inline-block;background:var(--gold);color:#101a28;text-decoration:none;font-weight:700;padding:.75rem 1.5rem;margin-top:.5rem}.cta-band a.button:hover{background:#b3914e}.site-footer{background:var(--navy);color:#c3ccd8;margin-top:0}.footer-inner{display:grid;gap:2rem;grid-template-columns:1fr;padding-top:2.5rem;padding-bottom:1.5rem;font-size:.95rem}.footer-name{font-family:var(--serif);color:#fff;font-size:1.15rem;margin-bottom:.4rem}.site-footer a{color:#e3d7b8}.footer-nav{list-style:none;padding:0;margin:0;columns:2}.footer-nav li{margin-bottom:.45rem}.footer-nav a{text-decoration:none}.footer-nav a:hover{text-decoration:underline}.footer-legal{border-top:1px solid rgba(255,255,255,.15);padding-top:1rem;padding-bottom:1.5rem}.footer-legal p{font-size:.82rem;color:#97a3b1;margin:0}@media (min-width: 720px){.footer-inner{grid-template-columns:1.2fr 1fr}}